Driver guide

Flat fee or commission: the arithmetic

A commission takes more as you earn more. A flat fee does not. Here is the break-even point in naira, and how to work out yours in thirty seconds.

Published 14 September 2026 · 5 min read

A commission and a flat fee are not two prices for the same thing. They behave differently, and the difference grows with every trip you take.

The one line that matters

A percentage takes more as you earn more. A flat fee does not move. So the question is not which number is smaller — it is how busy your week is.

Muje charges ₦5,000 a week, VAT included, and takes nothing from any fare. Work out where that lands for you:

What would you keep?

Put in a normal week’s fares and the commission rate you pay now. The sums are done on whatever rate you enter — we are not going to tell you what another platform charges you, because you already know.

On 20% commission you keep₦48,000
On Muje’s flat ₦5,000 a week you keep₦55,000
+₦7,000 a week — about ₦30,333 a month

Both cost you the same when you make ₦25,000 in a week — that is where 20% works out to exactly ₦5,000. Make less than that and the commission is cheaper. Make more and the flat fee is, because it stays ₦5,000 however much you earn.

Monthly plan: ₦18,000 — cheaper per day than weekly. Prices are VAT inclusive and do not change without 60 days’ notice. Fuel, data and maintenance come out of what you keep, on any platform.

Where the two meet

Think of it like a bus. A commission is buying a ticket every time you travel — cheap if you rarely go anywhere, expensive if you go every day. A flat fee is the monthly pass: one price, however far you ride.

So the only question is how much you would have to earn before the slice gets bigger than the fixed amount. With ₦5,000 a week against 20% commission, here is exactly what that looks like:

Fares you collect in a week20% takesMuje takesBetter for you
₦10,000₦2,000₦5,000Commission, by ₦3,000
₦25,000₦5,000₦5,000Exactly the same
₦50,000₦10,000₦5,000Muje, by ₦5,000
₦100,000₦20,000₦5,000Muje, by ₦15,000

Read down the middle two columns and you can see the whole argument. The commission column keeps climbing. The Muje column never moves.

₦25,000 a week is the turning point at 20%. Below it, a percentage is the cheaper deal. Above it, the flat fee is — and the gap widens with every extra trip, because your fares grow and the fee does not.

If the rate you pay is different, the turning point moves: divide the fee by the rate. At 25% it is ₦20,000 a week. At 15%, ₦33,333. Either way the pattern is the same — the harder you work, the more a percentage costs you.

What this does not tell you

We are not going to publish what another platform charges. Rates differ by city, by driver and by month, and a number printed here would be wrong for somebody. You know what comes out of your own account — put that into the calculator and the arithmetic is exact.

Nor does it count fuel, data, maintenance or the cost of the car. Those come out of what you keep on any platform, including this one. What changes between platforms is the cut before you get there.

The honest catch

A flat fee is a bet on your own volume. Drive two days a week and collect little, and a percentage is kinder. On a quiet week you pay it almost nothing. The flat fee still costs ₦5,000. We would rather say that plainly than have you find out in month two.

It also means Muje only does well when you keep driving. A platform on a percentage earns more every time you do, whether or not it found you the trip. A platform on a flat fee has exactly one way to keep you: bring you enough work that the fee is obviously worth paying.

What you actually pay

  • One fee, weekly or monthly, VAT included.
  • No commission and no per-trip deduction.
  • Riders pay you directly, in cash or by transfer — there is no payout to wait for.
  • Prices do not change without 60 days’ notice, in writing.
  • Approved before launch day and your first month has no fee at all.
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